The end of the year is always a good time for both reflection and thinking about the future. But before you set your sights on changes and plan for 2022, you still have time to make some positive changes in 2021. Consider your financial life. Would you like to look back on this year knowing you took steps to improve your finances? Here are a few financial planning steps anyone can take before the New Year.…
Read More »Are you one of the dwindling number of American workers with access to an employer pension? If so, you may have a head start on retirement planning. But you also face different decisions than those without a pension. What sort of decisions must you make, and how can you make the right ones? Here’s what you need to know. 1. Monthly Benefits or Lump Sum Most pensions offer the chance to take your accumulated savings out of the plan when you retire and get a lump sum instead.…
Read More »Are you marrying someone who has significantly more assets than you do? If so, then now is the time to take some important financial steps both on your own and as a couple. Doing so will help ensure a happier relationship and happier individuals. So, what are some of these moves to make? Here are some to consider. 1. Meet Together With a Financial Planner The most successful financial plans for couples are those which are made as a family.…
Read More »Is your tax refund part of your financial plan? If you’re not using this financial tool to its greatest advantage in improving your finances, here are five tips to make it work harder. 1. Prepare Your Taxes Early. Even though Americans are not generally required to file their personal income taxes until April 15 (or even later), you do well to schedule your tax preparation appointment as early as possible. This gives you plenty of time to plan before receiving that check or receiving a bill.…
Read More »The ability to create wealth depends on your ability to make the right financial decisions. With proper financial management, it becomes easier to achieve short-term objectives such as debt reduction and long-term goals such as investments. However, making the right financial decisions can be mindboggling without the help of a financial consultant. For that reason, it’s advisable to seek a financial advisor’s help to avoid making mistakes that affect your financial stability.…
Read More »Everyone starts a business expecting that it will expand and thrive even amid stiff competition. However, the success of any business depends on the plans and objectives the owner has. You may have some good business plans, but you may not realize most of them if you don’t find ways to implement them. Seeking help from an experienced financial advisor is one of the smartest ways to help your business thrive.…
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