Are you one of the dwindling number of American workers with access to an employer pension? If so, you may have a head start on retirement planning. But you also face different decisions than those without a pension. What sort of decisions must you make, and how can you make the right ones? Here’s what you need to know.
1. Monthly Benefits or Lump Sum
Most pensions offer the chance to take your accumulated savings out of the plan when you retire and get a lump sum instead.…
Are you marrying someone who has significantly more assets than you do? If so, then now is the time to take some important financial steps both on your own and as a couple. Doing so will help ensure a happier relationship and happier individuals. So, what are some of these moves to make? Here are some to consider.
1. Meet Together With a Financial Planner
The most successful financial plans for couples are those which are made as a family.…
Is your tax refund part of your financial plan? If you’re not using this financial tool to its greatest advantage in improving your finances, here are five tips to make it work harder.
1. Prepare Your Taxes Early.
Even though Americans are not generally required to file their personal income taxes until April 15 (or even later), you do well to schedule your tax preparation appointment as early as possible. This gives you plenty of time to plan before receiving that check or receiving a bill.…
